Cheers bro CKee, tks for yr valuable insights.
I think you are spot on for your advise to "eat first n pay later", I am not rich but top-up n meals still can afford...just don't want to give the wrong idea or "spoilt" them.
Am onto my 5th, thinking of slowing down a little...too much time spent chatting/texting these couple of weeks. But fun, nonetheless
